Inventra Property

Landlords and letting agents

How a good inventory helps settle tenancy deposit disputes

What deposit scheme adjudicators look for, why the landlord needs evidence, and how a detailed inventory and check-out make the difference.

By Bulent Akay, Inventra Property · 25 October 2026

In England, a tenancy deposit must be protected in a government approved scheme: the Deposit Protection Service, mydeposits or the Tenancy Deposit Scheme. If the landlord and tenant cannot agree on deductions at the end of the tenancy, the scheme offers a free dispute resolution service, where an independent adjudicator decides based on the evidence.

The landlord has to prove it

The deposit belongs to the tenant until it is agreed otherwise. That means it is for the landlord to show, with evidence, that the property is in a worse condition than at the start of the tenancy, beyond fair wear and tear. If the evidence is missing or unclear, the adjudicator will usually return the money to the tenant.

What adjudicators look for

Common reasons claims fail

Claims most often fail because there is no inventory, because it is too vague to compare against, or because photographs are missing, undated or do not show the item clearly. A report that says a carpet is in good condition, with no photograph, gives an adjudicator very little to work with.

Getting it right from the start

The strongest position is a detailed independent inventory, a check-in agreed by the tenant and a check-out written to the same standard by the same company. Then the comparison is like for like, and both sides can see exactly what has changed.

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